Insurance Consulting & Expert Witness Services

Life Insurance

Life insurance provides coverage against the untimely, premature, unexpected death of the insured. F...
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Disability

Disability is always unexpected and yet people do not realize that a disability is 3 times greater t...
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Retirement

In today’s economic environment the need to care for ones’ own retirement has taken on a much gr...
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Expert Witness

A successful claims or litigation process depends on gathering the right information quickly and pre...
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Who We Are

Since 1972, our expert insurance consultants have been giving our clients the upper hand in managing their assets and liabilities. We offer and in-depth review of your current coverage and assets, and work with you to develop a plan for your future. CMC Advisors is available for a one-time consultation or for on-going management of your insurance and financial portfolio. Founder, Wayne Citron, is an industry leader in life, health, disability, and property and casualty insurance. With 45 years of experience, he is uniquely qualified as an expert in forensic reconstruction of insurance transactions, specializing in policy interpretation of the rules, laws and regulations governing insurance matters.

Insurance Topics Blog

On Quora, I saw a question regarding adjusters and how they earn their money. And so, I answered it. I’m happy to share the answer here and provide a little more information as well. States regulate insurance adjusting. Most states have a process for obtaining a claim adjuster’s license. But some states and the District of […]

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It’s that celebrating time of year again. And it sometimes feels like a non-stop adventure. Thanksgiving is a breath away, which leads us to the Christmas, Chanukah, and Kwanzaa celebrations. We wrap up the year with New Year’s Eve festivities and New Year’s Day brunch or dinner. Every family has its own traditions and cultural […]

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In a previous post, I wrote about the importance of life insurance on a key person, key man or key woman. Disability insurance on a key person is also important to a company. The same parameters exist for who should have disability insurance as for who should have life insurance. The person in question could […]

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