Hurricane Florence Damage Problems – Just Starting

Insurance claims for Hurricane Florence damage are now starting to pour in. Victims remain hopeful that the claims process will go smoothly. They hope they will be paid accurately. However, if the recent past is any indication, these hopes may well be wishful thinking. Continue reading “Hurricane Florence Damage Problems – Just Starting”


Hurricane Season Is Here Again – Be Prepared

Are you prepared for the hurricane season? Officially hurricane season starts June 1 each year. The National Oceanic and Atmospheric Administration (NOAA) has predicted an average to above-average intensity hurricane season for 2018. This year, NOAA predicts 10 to 16 named storms in the Atlantic with winds of 39 miles per hour or higher. Of those storms, five to nine could become hurricanes. One to four could strengthen into major hurricanes (Category 3, 4, or 5) with winds over 110 miles per hour.

The Gulf Coast just experienced Tropical Storm Alberto, which though technically not a hurricane, still can cause significant damage. Consequently, Alabama and Mississippi declared states of emergency prior to Alberto’s arrival. Continue reading “Hurricane Season Is Here Again – Be Prepared”


Are You Insured When Snow Damages Your Swimming Pool?

Spring is here and summer is just around the corner. Thoughts of having friends and family over to enjoy the swimming pool come to mind. However, this year there were several winter snow storms. They’re commonly called nor’easters. The youngsters enjoyed the sled riding, the building of snowmen, and of course the closing of schools. Some adults enjoyed the closing of their businesses and/or their employers’. Was everyone happy? I was not, and I am sure my homeowner’s insurance company was not. Continue reading “Are You Insured When Snow Damages Your Swimming Pool?”



It’s the end of the year and you’re thinking about holidays – Chanukah dinner, Christmas celebrations, plans for New Year’s Eve – happy events all around. The family will gather, and merriment will ensue with gifts, great times, wonderful memories. Whether your plans include latkes and dreidels along with lighting the menorah or stocking stuffers […]


Who Pays Flood Insurance Adjusters?

On Quora, I saw a question regarding adjusters and how they earn their money. And so, I answered it. I’m happy to share the answer here and provide a little more information as well. States regulate insurance adjusting. Most states have a process for obtaining a claim adjuster’s license. But some states and the District of […]