Insurance claims for Hurricane Florence damage are now starting to pour in. Victims remain hopeful that the claims process will go smoothly. They hope they will be paid accurately. However, if the recent past is any indication, these hopes may well be wishful thinking. Continue reading “Hurricane Florence Damage Problems – Just Starting”
Read more...Blog
End-of-Life Issues & Impact of Loss on the Insured
For the first time, end-of-life issues and the impact of the loss on the insured is the topic. Most of my writings concern insurance in one form or another. I have discussed the many types of insurance, what to look for in each policy, what coverages are available. I’ve written about what to expect from […]
Read more...Hurricane Season Is Here Again – Be Prepared
Are you prepared for the hurricane season? Officially hurricane season starts June 1 each year. The National Oceanic and Atmospheric Administration (NOAA) has predicted an average to above-average intensity hurricane season for 2018. This year, NOAA predicts 10 to 16 named storms in the Atlantic with winds of 39 miles per hour or higher. Of those storms, five to nine could become hurricanes. One to four could strengthen into major hurricanes (Category 3, 4, or 5) with winds over 110 miles per hour.
The Gulf Coast just experienced Tropical Storm Alberto, which though technically not a hurricane, still can cause significant damage. Consequently, Alabama and Mississippi declared states of emergency prior to Alberto’s arrival. Continue reading “Hurricane Season Is Here Again – Be Prepared”
Read more...Are You Insured When Snow Damages Your Swimming Pool?
Spring is here and summer is just around the corner. Thoughts of having friends and family over to enjoy the swimming pool come to mind. However, this year there were several winter snow storms. They’re commonly called nor’easters. The youngsters enjoyed the sled riding, the building of snowmen, and of course the closing of schools. Some adults enjoyed the closing of their businesses and/or their employers’. Was everyone happy? I was not, and I am sure my homeowner’s insurance company was not. Continue reading “Are You Insured When Snow Damages Your Swimming Pool?”
Read more...Covered! The Boiler and Dinner Out
Enjoying the comfort and warmth of my home abruptly ended as the heat stopped working. I double-checked the thermostat. It appeared to be working but the heat was only coming up intermittently. I called the plumbing company that recently installed a new thermostat. I suspected that this was the problem. It was not. Continue reading “Covered! The Boiler and Dinner Out”
Read more...DO YOU NEED AN INSURANCE EXPERT?
It’s a daunting decision, whether or not you need to pay for an insurance expert when you have an insurance claim. Typically, you would just contact your broker to handle things. And while this might be the right and necessary decision, your broker represents the insurance company. That means they work for them, not you. […]
Read more...WINTER AND FREEZING PIPES ARE HERE
To start off the new year there was a winter snowstorm, a big, impressive one. In some places along the eastern seaboard, the conditions reached blizzard status and temperatures dropped for days on end. While youngsters enjoyed sled riding, building snow men and school closings, did adults share their enthusiasm? Shoveling sidewalks and driveways and […]
Read more...RETIREMENT – IRA
It’s the end of the year and you’re thinking about holidays – Chanukah dinner, Christmas celebrations, plans for New Year’s Eve – happy events all around. The family will gather, and merriment will ensue with gifts, great times, wonderful memories. Whether your plans include latkes and dreidels along with lighting the menorah or stocking stuffers […]
Read more...Who Pays Flood Insurance Adjusters?
On Quora, I saw a question regarding adjusters and how they earn their money. And so, I answered it. I’m happy to share the answer here and provide a little more information as well. States regulate insurance adjusting. Most states have a process for obtaining a claim adjuster’s license. But some states and the District of […]
Read more...ENJOY THE HOLIDAYS and AVOID TRAGEDY
It’s that celebrating time of year again. And it sometimes feels like a non-stop adventure. Thanksgiving is a breath away, which leads us to the Christmas, Chanukah, and Kwanzaa celebrations. We wrap up the year with New Year’s Eve festivities and New Year’s Day brunch or dinner. Every family has its own traditions and cultural […]
Read more...