Hurricane Season Is Here Again – Be Prepared

Are you prepared for the hurricane season? Officially hurricane season starts June 1 each year. The National Oceanic and Atmospheric Administration (NOAA) has predicted an average to above-average intensity hurricane season for 2018. This year, NOAA predicts 10 to 16 named storms in the Atlantic with winds of 39 miles per hour or higher. Of those storms, five to nine could become hurricanes. One to four could strengthen into major hurricanes (Category 3, 4, or 5) with winds over 110 miles per hour.

The Gulf Coast just experienced Tropical Storm Alberto, which though technically not a hurricane, still can cause significant damage. Consequently, Alabama and Mississippi declared states of emergency prior to Alberto’s arrival. Continue reading “Hurricane Season Is Here Again – Be Prepared”

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Who Pays Flood Insurance Adjusters?

On Quora, I saw a question regarding adjusters and how they earn their money. And so, I answered it. I’m happy to share the answer here and provide a little more information as well. States regulate insurance adjusting. Most states have a process for obtaining a claim adjuster’s license. But some states and the District of […]

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HURRICANES HARVEY, IRMA & MARIA VS. FEMA & YOUR HOMEOWNER’S INSURANCE

A recent spate of powerful hurricanes brought death and devastation throughout the Caribbean, Puerto Rico, Texas, Florida, and other states along the gulf and up the coast. Hurricanes Harvey, Irma, Jose, and Maria have caused unprecedented devastation of levels never before seen in an area larger than the state of New Jersey. They have caused […]

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Life Insurance For Your Children or Grandchildren

“How much insurance should I buy for my children/grandchildren?” This question is asked frequently by some parents and grandparents who believe that buying life insurance on their children or grandchildren that they are gifting a form of financial security. The intention is that the insurance could provide coverage for future college costs. This idea is […]

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