Who Pays Flood Insurance Adjusters?

On Quora, I saw a question regarding adjusters and how they earn their money. And so, I answered it. I’m happy to share the answer here and provide a little more information as well. States regulate insurance adjusting. Most states have a process for obtaining a claim adjuster’s license. But some states and the District of […]

Read more...

HURRICANES HARVEY, IRMA & MARIA VS. FEMA & YOUR HOMEOWNER’S INSURANCE

A recent spate of powerful hurricanes brought death and devastation throughout the Caribbean, Puerto Rico, Texas, Florida, and other states along the gulf and up the coast. Hurricanes Harvey, Irma, Jose, and Maria have caused unprecedented devastation of levels never before seen in an area larger than the state of New Jersey. They have caused […]

Read more...

Life Insurance For Your Children or Grandchildren

“How much insurance should I buy for my children/grandchildren?” This question is asked frequently by some parents and grandparents who believe that buying life insurance on their children or grandchildren that they are gifting a form of financial security. The intention is that the insurance could provide coverage for future college costs. This idea is […]

Read more...

Is A Car Covered by Homeowners Insurance Should The Garage Burn Down?

Homeowners Insurance vs. Automobile Insurance The question “If my garage burns down, will my homeowners insurance cover my car?” arose after I posted an article on homeowners insurance. The question has prompted me to offer an answer along with an explanation. While the question of coverage would seem to elicit a simple answer such as […]

Read more...