Are You Insured When Snow Damages Your Swimming Pool?

Spring is here and summer is just around the corner. Thoughts of having friends and family over to enjoy the swimming pool come to mind. However, this year there were several winter snow storms. They’re commonly called nor’easters. The youngsters enjoyed the sled riding, the building of snowmen, and of course the closing of schools. […]

Read more...

Who Pays Flood Insurance Adjusters?

On Quora, I saw a question regarding adjusters and how they earn their money. And so, I answered it. I’m happy to share the answer here and provide a little more information as well. States regulate insurance adjusting. Most states have a process for obtaining a claim adjuster’s license. But some states and the District of […]

Read more...

HURRICANES HARVEY, IRMA & MARIA VS. FEMA & YOUR HOMEOWNER’S INSURANCE

A recent spate of powerful hurricanes brought death and devastation throughout the Caribbean, Puerto Rico, Texas, Florida, and other states along the gulf and up the coast. Hurricanes Harvey, Irma, Jose, and Maria have caused unprecedented devastation of levels never before seen in an area larger than the state of New Jersey. They have caused […]

Read more...

WILL FEMA PERFORM BETTER FOR HARVEY AND IRMA VICTIMS THAN THEY DID FOR SANDY VICTIMS?

There are already thousands of insurance claims for damage caused by Hurricane Harvey and Irma. FEMA expects thousands more claims yet to come. Victims hope for a smooth claims process and accurate payment for damage. But, if the recent past is any indication, these hopes may well be wishful thinking. Hurricane Sandy claims are now approaching 5 years […]

Read more...

Hurricane Harvey, Now Hurricane Irma And Your Flood Insurance

Hurricane Harvey devastated Houston along with a swath of surrounding small towns. The damages are estimated to be in excess of $180 Billion. Irma hasn’t arrived as yet, but this storm is already being touted as a history maker. As a Category 5 hurricane she has sustained 185 mile an hour winds for over 24 hours. […]

Read more...

Is A Car Covered by Homeowners Insurance Should The Garage Burn Down?

Homeowners Insurance vs. Automobile Insurance The question “If my garage burns down, will my homeowners insurance cover my car?” arose after I posted an article on homeowners insurance. The question has prompted me to offer an answer along with an explanation. While the question of coverage would seem to elicit a simple answer such as […]

Read more...